Capital Efficiency

Cash you're leaking, and cash you don't have yet.

Two sides of the same problem, delivered with specialist partners. We find the opportunity, run the relationship, and stay in the room.

Who this is for.

Companies with real spend. Enough headcount that payroll, workers' comp and benefits are meaningful line items, or enough operation that freight, energy and equipment add up to something worth auditing. That describes most industrial businesses.

The recovery and savings work suits established companies, up to and including public ones. The financing side suits businesses whose constraint is access to capital rather than capital they're leaking.

What's included.

Cost Recovery

Auditing what you've already paid and getting back what you overpaid. Billing errors, misapplied rates and duplicate charges build up quietly, and almost nobody has someone whose job is to go looking. Delivered with Neczus.

Recurring Cost Reduction

Workers' compensation premiums, insurance, utilities and energy. The line items that were set when the company was a different size and haven't been looked at since. Delivered with Neczus.

The Preventive Care Suite

A preventive care benefit for employees, structured under Section 125, that works alongside your existing coverage rather than replacing it. Delivered through Neczus, with full compliance and legal documentation.

Lending and Financing

SBA and senior debt, working capital, commercial real estate, refinancing and acquisition financing, structured by a former commercial banker. Delivered with Inflection Strategy Group.

How it works.

  1. 01

    A Short Call

    What you spend money on and how big you are. That's usually enough to tell whether any of this is worth your time. If it isn't, we'll say so.

  2. 02

    A Review

    The right partner looks at your actual numbers and comes back with what they think is there. You get the supporting compliance and legal documentation at this stage, not after.

  3. 03

    Your Advisors Look at It

    Anything touching benefits or payroll tax should go past your CPA or counsel before you sign. We'd rather you did that than skipped it.

  4. 04

    Implementation

    The partner does the work. We stay involved, so you have one relationship to manage rather than three vendors and a lot of forwarded email.

We don't underwrite anything.

We don't write insurance policies and we don't make loans. What we do is know where money usually hides in a business your size, and know the people who are genuinely good at getting it back. You get one relationship, and someone in the room who works for you rather than for the vendor.

How it's priced

Structure depends on the program, and it varies more here than anywhere else we work. We'll be straight about how the partner gets paid before you spend real time on it.

Questions people ask.

Who actually does the work?

Our partners: Neczus for cost recovery, recurring cost reduction and the Preventive Care Suite, and Inflection Strategy Group for lending and financing. You'll meet them on the call rather than dealing with us as a middleman relaying messages.

Why go through Kairos?

Most companies don't know which of these applies to them, or that several do at once. We look across all of it, bring in the right partner for each piece, and stay in the room for the whole thing. You get one point of contact whose job is to look out for you.

Is the Preventive Care Suite legitimate?

It comes with compliance and legal documentation, and you should have your CPA or counsel read it before you commit to anything. We'd rather lose a deal to your accountant's caution than sell you something you weren't comfortable with. It's a category that attracts aggressive marketing, so scrutiny is reasonable.

What does it cost?

It depends on the program and the partner, and we'll tell you plainly before you invest time in it. We won't quote a number on a website that turns out to mean something different once someone looks at your books.

What's on your list?

Doug Terc
Adam Smith
John Terc

You'll hear back from one of us, usually within a business day.

Thirty minutes is usually enough to tell whether we can help. If we can, we move fast.

What's it about? (select any, or none if you're not sure)

We only use this to reply to you. See our privacy policy.